RATIONALE
Aware of the noble objectives of the 4PH program and the government’s strong desire to urgently address the gargantuan housing needs of the Filipinos (estimated backlog of about 6 million housing units), this 5-day training course on Core Mortgage Lending Management can assist the successful roll-out of the developmental loan (wholesale lending portion) of the program especially to the new loan beneficiaries.
OBJECTIVE
To equip credit officers and loan processors with the tools and techniques on how to effectively analyze, appraise, package, supervise and manage housing development projects from “inception to completion”.
METHODOLOGY
Face-to-face lectures, technical exercises and case studies, individual and group assignments.
TOPICS
1. Risk–based lending for mortgage housing finance (wholesale lending)
2. Sustainable Project Finance related to the developmental loans program for housing developers, Local Government Units (LGUs), housing contractors, joint venture (JV) entities limited to developers, LGUs and contractors
3. Credit Appraisal of Housing Development Loans incorporating ESG
4. Project Supervision and Monitoring for Housing Development Loans Projects
5. Best practices in the mortgage housing financing (including credit scoring system)
TARGET PARTICIPANTS
Open to all credit officers, loan processors, risk officers, and compliance officers of Development Bank and other financial institutions.
RESOURCE PERSONS
Composed of select experts from ADFIAP’s pool of management experts and bank practitioners.
